DNB LIVSFORSIKRING AS
The operating margin in 2023 was 2.3 %
We hold too few companies in this industry to give a credible comparison. Our threshold is 30.
Key figures 2023
- Revenue
- 31.9 bn kr
- Operating profit
- 748.9 m kr
- Operating margin
- 2.3 %
- Equity ratio
- 6.3 %
- Revenue growth
- -99.9 %from the year before
- Equity
- 24.8 bn kr
The industry
We cannot compare this company
We hold too few companies in this industry to give a credible comparison. Our threshold is 30.
How the company stands
Margin says how it went, the balance sheet says how the company stands
Two companies on the same margin can be in entirely different situations. These figures come from the balance sheet and say something about how well the company would take a bad quarter.
- 14.9Debt to equityWorth a look
- The debt is large against the equity, so little needs to go wrong before the company depends on its bank's goodwill. How many kroner of debt the company carries per krone of equity. Lower is safer.
Public contracts
Public contracts the company has won
We find 3 public contracts awarded to the company between 2022 and 2025. Total stated value is 38,000 kr.
| Year | Buyer | Value | Comes up again |
|---|---|---|---|
| 2025 | Bane NOR SF · framework agreement | not stated | |
| 2022 | Söderberg & Partners AS | 106 kr | |
| 2022 | Stavangerregionen Havn IKS | 38,000 kr |
A value is stated on 2 of 3 contracts. The total covers only those.
Contracts come from Doffin and TED. Our collection is not complete, and TED covers only contracts above the EEA threshold, so the figures are a floor and not a full count. We say what we find, not what exists.
Contract values are reported in euro and converted to kroner at the Norges Bank rate of 10.79 (2026-09-16).
History
How it has developed
| Year | Revenue | Operating profit | Margin |
|---|---|---|---|
| 2023 | 31.9 bn kr | 748.9 m kr | 2.3 % |
| 2022 | 31,542.1 bn kr | 940.4 bn kr | 3.0 % |
| 2021 | 71.5 bn kr | 1.5 bn kr | 2.1 % |
| 2020 | 29.4 bn kr | 2.8 bn kr | 9.5 % |
| 2019 | 46 bn kr | 1.8 bn kr | 4.0 % |
| 2018 | 23 bn kr | 2 bn kr | 8.6 % |
| 2017 | 18 bn kr | 16.7 bn kr | 92.8 % |
| 2014 | 38.2 bn kr | 1.8 bn kr | 4.7 % |
Next step
The figures say where the company stands, not why
The accounts show the result of how the company is run, but say nothing about where in the working day the time and the money disappear. That is only found by walking through the flow itself, from the job coming in to the money being on the account.